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Wealth in the Works
  • Basics
  • Saving
  • Investing
  • Debt
  • Insights
  • Bonuses
  • Free Tools
    • Mortgage Affordability Calculator
    • Mortgage Refinance Calculator
    • Retirement Investment Calculator
    • Student Loan Payoff Calculator
    • Salary Increase Calculator
    • Impulse Buy Calculator
    • Subscription Savings Finder
    • Emergency Fund Calculator
    • Debt Payoff Calculator
    • Compound Interest Calculator

Debt

Posts about getting out of debt, staying out of it, and starting fresh. Realistic steps for people who feel behind and want to move forward.

When to Invest Instead of Paying Off Debt

by Jesse

Paying off debt feels amazing. That sense of freedom when you finally clear a balance is hard to describe, and it’s one of the most … Read more

Categories Debt, Investing

Best Strategies to Pay Off Debt: Snowball vs Avalanche vs Hybrid

by Jesse

Knowing the best strategies to pay off debt can make all the difference in how fast you become debt-free, and whether you actually stick with … Read more

Categories Debt

Does a Fed Rate Cut Mean Lower Mortgage Rates?

by Jesse

When the Federal Reserve cuts interest rates, it makes headlines everywhere—social media, the news, even casual conversations. And if you’re a homeowner, or hoping to … Read more

Categories Debt

When You Refinance a Mortgage, Does the 30 Years Start Over?

by Jesse

When you refinance a mortgage, does the 30 years start over? The short answer is yes, most of the time it does. Refinancing means taking … Read more

Categories Debt

Can You Go to Jail for Not Paying Debt?

by Jesse

If you’re in debt and feeling overwhelmed, you might be wondering what happens if you can’t pay. Can you go to jail for not paying … Read more

Categories Debt

What Happens if I Stop Paying My Credit Cards?

by Jesse

Falling behind on credit card payments can happen fast. A few rough months, an unexpected expense, and suddenly you’re staring at a balance that feels … Read more

Categories Debt
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Hi, my name's Jesse. I built this site to share free finance tools and tips with people after dealing with my own money struggles, then recovering from them. Just honest answers to real-world questions. Check out one of my free tools or search through the articles while you're here.

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Recent Posts

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