When You Refinance a Mortgage, Does the 30 Years Start Over?
When you refinance a mortgage, does the 30 years start over? The short answer is yes, most of the time it does. Refinancing means taking … Read more
Debt
Posts about getting out of debt, staying out of it, and starting fresh. Realistic steps for people who feel behind and want to move forward.
Can You Go to Jail for Not Paying Debt?
If you’re in debt and feeling overwhelmed, you might be wondering what happens if you can’t pay. Can you go to jail for not paying … Read more
What Happens if I Stop Paying My Credit Cards?
Falling behind on credit card payments can happen fast. A few rough months, an unexpected expense, and suddenly you’re staring at a balance that feels … Read more
Can You Use Student Loans for Anything?
If you’re wondering, “Can you use student loans for anything?” the short answer is yes, but that kind of freedom can lead to big mistakes. … Read more
How to Get Out of Debt When You Can’t Pay Your Bills
If you’re overwhelmed with debt and can’t even cover your bills, I’ve been in your shoes. Not especially recently, but I remember it all like … Read more