Skip to content
Wealth in the Works
  • Basics
  • Saving
  • Investing
  • Debt
  • Insights
  • Bonuses
  • Free Tools
    • Mortgage Affordability Calculator
    • Mortgage Refinance Calculator
    • Retirement Investment Calculator
    • Student Loan Payoff Calculator
    • Salary Increase Calculator
    • Impulse Buy Calculator
    • Subscription Savings Finder
    • Emergency Fund Calculator
    • Debt Payoff Calculator
    • Compound Interest Calculator
Wealth in the Works
  • Basics
  • Saving
  • Investing
  • Debt
  • Insights
  • Bonuses
  • Free Tools
    • Mortgage Affordability Calculator
    • Mortgage Refinance Calculator
    • Retirement Investment Calculator
    • Student Loan Payoff Calculator
    • Salary Increase Calculator
    • Impulse Buy Calculator
    • Subscription Savings Finder
    • Emergency Fund Calculator
    • Debt Payoff Calculator
    • Compound Interest Calculator

Basics

Clear, helpful guides for anyone just getting started with money, focused on building a strong foundation. This section explains how things like budgeting, accounts, interest, and credit actually work in simple, easy-to-follow language. If you’re new to managing money or trying to get organized, these posts are a great place to begin.

Who Really Pays a Tariff? The Truth for Consumers

by Jesse

Who pays a tariff? It is not the foreign country. A tariff is a tax on imports that the local importing business pays at the … Read more

Categories Basics

What is Lifestyle Creep? How It Happens and How to Avoid It

by Jesse

Lifestyle creep happens when your income goes up, but instead of saving more, your spending quietly grows to match. It is called “creep” for a … Read more

Categories Basics

Why Am So I Bad With Money? (9 Possible Reasons)

by Jesse

If you’ve ever asked yourself, “Why am I bad with money?” – don’t worry, you’re not alone. A lot of people feel that way, especially … Read more

Categories Basics, Budgeting

How Do Rich People Avoid Paying Taxes?

by Jesse

Some of the wealthiest people in the world pay little or nothing in taxes. You’ve probably heard that before, but is it actually true? How … Read more

Categories Basics

The Top Financial Goals for Each Decade of Your Life

by Jesse

For most people, the typical American work life stretches roughly from their 20s into their mid to late 60s, and sometimes beyond. While there’s growing … Read more

Categories Basics

How to Get Your Finances in Order (Step by Step)

by Jesse

If you’re feeling financially lost or behind, you’re not alone. Maybe you’re dealing with debt, stuck living paycheck to paycheck, or just realizing your money … Read more

Categories Basics
Older posts
Page1 Page2 Next →
+ More

Hi, my name's Jesse. I built this site to share free finance tools and tips with people after dealing with my own money struggles, then recovering from them. Just honest answers to real-world questions. Check out one of my free tools or search through the articles while you're here.

SoFi checking and savings referral – earn up to 3.80% APY; free $25 bonus with eligible deposit Referral offer. See terms.

Recent Posts

  • When to Invest Instead of Paying Off Debt
  • Why the Stock Market Can Be Up When the Economy Is Down
  • How to Get a $25 Bonus When You Join SoFi
  • 14 Smart Warren Buffet Quotes
  • 7 Reasons Why The First $100K Is So Important (Big Milestone)
  • About
  • Contact
©2025 Wealth in the Works
Next Page »