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Wealth in the Works
  • Basics
  • Saving
  • Investing
  • Debt
  • Insights
  • Bonuses
  • Free Tools
    • Mortgage Affordability Calculator
    • Mortgage Refinance Calculator
    • Retirement Investment Calculator
    • Student Loan Payoff Calculator
    • Salary Increase Calculator
    • Impulse Buy Calculator
    • Subscription Savings Finder
    • Emergency Fund Calculator
    • Debt Payoff Calculator
    • Compound Interest Calculator

Basics

Clear, helpful guides for anyone just getting started with money, focused on building a strong foundation. This section explains how things like budgeting, accounts, interest, and credit actually work in simple, easy-to-follow language. If you’re new to managing money or trying to get organized, these posts are a great place to begin.

person buying stock shares on their phone

What Happens When You Buy a Stock (Explained)

by Jesse

When you’re new to investing, it’s completely normal to wonder what happens when you buy a stock. You click “buy,” you see a confirmation, and … Read more

Categories Basics, Investing

Who Really Pays a Tariff? The Truth for Consumers

by Jesse

Who pays a tariff? It is not the foreign country. A tariff is a tax on imports that the local importing business pays at the … Read more

Categories Basics

What is Lifestyle Creep? How It Happens and How to Avoid It

by Jesse

Lifestyle creep happens when your income goes up, but instead of saving more, your spending quietly grows to match. It is called “creep” for a … Read more

Categories Basics

Why Am So I Bad With Money? (9 Possible Reasons)

by Jesse

If you’ve ever asked yourself, “Why am I bad with money?” – don’t worry, you’re not alone. A lot of people feel that way, especially … Read more

Categories Basics, Budgeting

How Do Rich People Avoid Paying Taxes?

by Jesse

Some of the wealthiest people in the world pay little or nothing in taxes. You’ve probably heard that before, but is it actually true? How … Read more

Categories Basics

The Top Financial Goals for Each Decade of Your Life

by Jesse

For most people, the typical American work life stretches roughly from their 20s into their mid to late 60s, and sometimes beyond. While there’s growing … Read more

Categories Basics
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Hi, my name's Jesse. I built this site to share free finance tools and tips with people after dealing with my own money struggles, then recovering from them. Just honest answers to real-world questions. Check out one of my free tools or search through the articles while you're here.

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Recent Posts

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  • What Happens When You Buy a Stock (Explained)
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  • 18 Reasons to Have an Emergency Fund
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